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Wednesday, January 1, 2014

Cyber Hackers Can Mess With Google - Are You Afraid For Your Business?

If you have been reading the news lately and picking up on all the commotion around hack attacks on some of the big guns like Google, Yahoo and Adobe you may be experiencing a twinge of anxiety over the security for your own business. You may have believed your network was invincible so this news could leave you feeling shaky. You have good reason to feel this way - according to an article in the Sydney Morning Herald the number of hackers tampering with private financial information belonging to Australian business is on the rise. Obviously using the internet and intranet for business has become a viable solution to accomplishing company objectives, but on the downside the criminal faction sees just as much opportunity.

Australia is a Frequent Target for Cyber Crime
Symantec, a data security firm reported that Australian and New Zealand businesses suffer 75% more security breaches than the global average with 89% of the companies polled in the last 12 months admitting at least one intrusion. Hackers are not necessarily going after the major companies where they can make off with large sums of money. Like any other thief, they go where the risk is low and they can get in and out of a system quickly and without detection. The fact is you don't have to be at any particular level of business profitability to be targeted. Smaller companies tend to use less comprehensive IT security making them more susceptible. In general, hackers are interested in easy money.

Google and Other Large Corporations are Not Exempt
The threat does not always revolve around banking information or sensitive intellectual property. As Google discovered in December 2009, issues such as human rights are at stake in cyber attacks. The advertising and search giant was appalled that a highly organized effort dubbed "Aurora" was being made to hack into the 
 Gmail accounts of Chinese human right activists. They managed to infiltrate only two accounts and were not able to see the account holders' actual correspondence. The action put Google in the position where it felt it necessary to warn the Chinese human rights community of the attack and to prepare to withdraw business ties with China. Officials at Google did not directly accuse the Chinese government of being the perpetrators but they decided to review doing business with the country based its attempts to limit free speech on the internet. Google stated concern for the safety of the Chinese citizens and the potential for them to be interrogated and imprisoned.

There were at least 20 other large internet, media, finance and technology companies included in the attack: Yahoo, Adobe, Symantec, Dow Chemical and Northrop Grumman to name a few. It was accomplished through a technique called "spear phishing." This resembles an attack against 100 IT companies in July 2009 where company employees were targeted with infected email attachments.

Small and Midsize Businesses have Minimal Defense
Most businesses are totally defenseless against these sophisticated attacks. They use instant messages and emails that seem innocent at first because the senders appear to be friends and trusted colleagues. The messages are fine-tuned to evade the anti-virus programs designed for these applications. Evidently the best practices for IT security that have successfully held attackers at bay for many years are no longer sufficient. 

There is an innovative caliber of attacks circulating around the globe using custom malware written specifically for individual companies. The hackers don't seem to mind if it takes longer to get around the antivirus software in use by the large corporations. They continue painstakingly to tweak their malware until it is effective. Smaller companies that don't have the budget for a large scale security have not stood a chance. The hackers have the ability to commandeer only one employee's laptop and make it a gateway for total administrative access to the company's entire network.

The security firm, iSec Partners that investigated the attack on Google and ensuing corporations recommend we make fundamental changes to the way we protect our networks. They say we have simply not been prepared for the level of sophistication demonstrated by the new cyber criminals.

Hacker Stories in the Australian News
Internet news sites report the direct effects of cyber hacking on Australia. Today Online posted a news article about a hacker called "Ghostbuster" that has been targeting Melbourne businesses as a response to violence against Indians. The person behind the attacks has been sending threatening emails stating Australian servers will be hacked until racism against Indian nationals is ended. The action came in the wake of the murder of a 21-year-old Punjabi student in January 2010. Several Melbourne businesses were victimized when their entire networks were thrown into chaos.

In the technology section of The Age is a report describing the effects on government websites by hackers associated with the group "Anonymous", known for its attacks on Scientology. This is the same group that temporarily blasted pornography across Prime Minister Kevin Rudd's website. On the morning of February 10, 2010 a number of government sites were down. The attack was in opposition to the government's plans for internet censorship. Communications Minister Stephen Conroy was not happy with the fact that Australian citizens could not obtain needed services online and felt it was irresponsible on the part of the hackers.

In the Sydney Morning Herald one journalist mentions the statistics that there are now more mobile devices in the country than Australians. It is not unusual for an individual to own two or three. The rising use of wireless broadband provides accessibility and convenience for subscribers but it also expands the territory for cyber criminals. Currently there are more barriers to cyber hacking wireless devices than terrestrial networks, such as the cost of making a phone call. 

However with the advances in mobile device technology to the point where it can replace the need for owning a laptop computer the potential for being targeted by hackers exists. The actual devices may be secure but the Wi-Fi network, often free and faster for users in public places is a temptation for cyber criminals. You may believe you have connected to a site operated by an airport, hotel or coffee shop, but there is no way of knowing for sure who controls the IP address that now has access to everything in your computer or mobile device. It is not that difficult for hackers to present a fake website you feel you can trust that they can use to steal from your network at any time in the future.

Millions of dollars are stolen everyday from individuals and businesses that use the internet. We are warned frequently about viruses, worms and phishing scam but somehow we get caught anyway. The situation is getting worse as hackers become better adept at breaking down the unique systems designed to keep them out. If you are still experiencing discomfort about the vulnerability of your network it will pay off to attend to your gut feeling.


Adam Rippon is the owner of Sydney Technology Solutions, Australia's leader in managed IT solutions for small and midsize businesses.
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Sunday, December 29, 2013

Fixing the Causes and Simple Solutions to Common Run Time Errors

You may see a message box consisting of a code along with its corresponding message. The computer will be slow before this box appears. It would normally close or freeze once that this software shows. Sometimes, the operating system will reboot.

That is a runtime error. It appears during the execution of a program. It indicates bugs, a fault or defect in a system or machine. There are a lot of causes on why runtime errors appear on your system. These are conflict with TSR (Terminate and Stay Resident Program) or other running program, software issues, computer virus and memory issues.

Let's talk about TSR or Terminate and Stay Resident Program, it refers to DOS programs that can be memory resident. These are Calendars, calculators, spell checkers, thesaurus, and notepad. They are sometimes called pop-up programs. You may simply use the"end task" function of the task manager to all open programs. If you still encounter the same issue, running the Windows 95 or 98; verify that no utility program is being loaded in autoexec.bat/config.sys that is causing your issue by temporarily renaming the files. Boot to a MS- DOS prompt. Once you're in the MS-DOS prompt, please type: cd\, press enter, and then type ren autoexec.bat autoexec.ch, press enter, type ren config.sys config.ch and press enter. Once completed, shut down and restart your computer.

How about for Software issues? You may verify it through developer's website that you downloaded and applied all the updates and patches (a short set of commands to correct a bug in a computer program). If patches or updates are not available, uninstall and reinstall the program that's causing the issue. If the runtime error is on operating system, just reinstall the operating system.

Computer viruses are capable of altering the system or memory. Therefore, it is capable of generating a runtime error. The solutions are so easy; if you are running a virus protection program on your PC just ensure that you have the latest patch or .dat file. If none, you have to purchase or a demo be temporarily downloaded to scan your computer's hard disk drive for viruses.
For memory issues, it is a good idea to contact your application's developer that caused the error message. If they cannot resolve the issue, you need to contact the manufacturer of your computer and ask for a technician.



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Sunday, December 22, 2013

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How To Choose The Right Help For Your Tax Problem

So you have found yourself in a bind with the tax man. Perhaps you've fallen behind on your filing, or your business can't keep up with its monthly payments, or like millions of businesses you've run afoul of the rules regarding payroll taxes. Whatever your situation (believe me, there are countless stories of taxpayers in debt and how they got that way) I think it's comforting to know that you're not alone. Nor do you have to go it alone. There are various means of getting help, from free resources to full-on legal representation. But how do you know what's right for your situation? And what is the best value that matches your needs? Before someone 'sells' you something you don't need, get to know your options so you can make an educated, informed decision.

Free Options
If your problem is with the Internal Revenue Service, you may want to start by contacting them directly. The IRS today is not the boogeyman they used to be. While they are in the business of collecting taxes, they also have a wealth of information that may get you started in the right direction.
The downside of reaching out the IRS is that while they strive to be helpful, their objective is still to collect back taxes, as much and as fast as possible. They have an obligation to be honest and forthright but still you can't expect the IRS to lay out every possible option or to fight on your behalf.

If you're already communicating with the IRS and you feel like you're getting nowhere, you may want to consider reaching out to the Taxpayer Advocate Service. The TAS was set up by Congress, and they are a completely independent resource that offers counseling. The TAS is intended to help in situations where the IRS may not be dealing with you fairly or where a standard procedure is not working as it should. If tax collections are causing you financial hardship, they may be able to help as well. The TAS is available to both businesses and individuals, and has an office set up in all 50 states and Puerto Rico.

A state tax liability is different and what free resources are available vary, depending on the type of collectable taxes and which state you are in. Most states have some sort of ombudsman or taxpayer advocate office for dealing with state taxation issues. Usually contacting your State Comptroller or Secretary of State office is a good place to start.

Tax Attorneys
Tax attorneys represent the other end of the spectrum. They are the ideal representation if you are concerned about litigation related to your tax problem. If you are being accused of breaking a state or federal law in regards to your tax liability and need someone who can represent you in court, a tax attorney is your best (and perhaps only) option for help.
The downside is the price of such help. Quality representation is costly, but when weighed against the option of potential jail time it can be a worthy expense.

When trying to select someone to represent you remember experience counts. You want someone who has dealt with situations just like yours countless times. This is why a typical litigator or contract attorney may not be your best option. Tax codes are complex and you don't want someone learning on the job, no matter how much you trust them.

There are many tax attorneys and choosing the right one doesn't have to be difficult. You want to select one that is local, so they can physically represent you in court. Shopping by price may not garner the results you intend, as most attorneys charge a retainer, and if the retainer is low, they many simply request additional funds to continue your representation. Your best option is probably to get a reference from a person you trust because someone who has already worked with an attorney can give insight to their capabilities. There are also local attorney referral sources or websites like  

http://www.martindalehubble.com where information about attorneys and firms can be found, also the attorneys are rated, which helps provide some guidance about their ethics and practice.

Tax Resolution Firms
There are many companies that fall under this category. They may be a local firm or work nationwide, but either way a tax resolution firm is good option for those who are facing a serious tax liability and are not getting the results they want, and don't feel like they are getting things resolved on their own. When the tax authorities begin the collections process (filing tax liens or tax warrants, visits / phone calls from revenue officers, etc.), it may be time to looking into professional help firms such as these provide. Tax resolution firms employ tax attorneys, certified public accountants and Enrolled Agents (an Enrolled Agent is someone who is certified to handle tax problems by the tax authorities) and often have ample experience in representing businesses and individuals to the IRS.

Tax resolution firms make a lot of sense because they bring a balance between experience and cost. A good firm will have associates with years of experience and a successful track record, and their cost comes well below what a tax attorney would charge. While they are staffed with attorneys, tax resolution firms cannot represent you in a criminal case or civil case where you intend to go to court.

Since there are so many out there to choose from, be picky when choosing a tax resolution firm. While the majority of companies who do tax resolution are honest and reliable professionals, there are some companies who are in the business of ripping off clients. It can be hard to tell the good companies from the bad, so some investigation on your part may be necessary.

- Check the Better Business Bureau to see the company's score. Find out the number of complaints and especially the number of unresolved complaints. A basic search online should reveal if others have had problems with the company you are considering. One or two complaints are understandable and perhaps expected, but if you're seeing a lot of complaints, you should probably stay away. Also keep in mind that less scrupulous firms have been caught creating falsified bad reviews against their competition online. Only the BBB protects against such tactics.
  • If you are contacted by a tax resolution firm, tell them you want to speak with one of their attorneys. Attorneys have an obligation to be forthright and will tell you what they can do for you. While the tax specialist you first talk to may promise anything is possible, attorneys are required to give you the facts.

  • Thoroughly read the paperwork the firm sends you. There should be specific rates or a flat fee to represent you. Companies like these employ assistants to do a bulk of the basic paperwork and should be willing to charge a lesser rate for their work compared to the work the attorneys do. It shouldn't cost you $200 per hour to have a secretary send a fax on your behalf.

  • Don't fall for pressure tactics. While you may be in a situation that calls for an immediate need for help, don't let someone rush you into an agreement without being able to do your research.

  • Avoid larger firms. Those with a lot of associates (say, those with eight or more) tend to lose the personal attention tax resolution needs. You can find many clients complaining they get bounced around from one associate to another at these larger firms. These bigger firms also tend to be highly competitive internally, which causes associates to focus on larger commissions instead of the customer.
The best option is the one that fits your budget and schedule. If you have the time and wherewithal to take on your tax problem yourself, perhaps the available free resources will be adequate in resolving your tax debt. Otherwise, you may want to consider professional services such as a tax resolution firm to take care of the problem for you. However if you are facing not only a tax problem but also a legal issue, you should definitely look to a local tax attorney to step in and represent you.

Aaron Marx is a Managing Member of Safe Harbor Financial Consultants LLC a tax resolution firm based in Chicago IL. You can get more information about tax resolution services or visit their tax wiki for straightforward information about taxes and tax collections. Aaron also hosts a tax advocacy group on Facebook.






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Saturday, December 21, 2013

Overview of Common Types of Tax Problems

There are many types of tax problems that a person can encounter. Having to deal with tax issues can be stressful and intimidating, so understanding what types of tax problems you may encounter can better help you to prevent them from occurring. There are many different kinds of problems you can run into, some which are well known, and others which many people aren't even aware of.

It can be difficult to have to deal with tax problems, because many people have an innate fear of dealing with the IRS. So when problems occur, they aren't quite sure what to do because they are hesitant to contact the IRS with questions and concerns that they may have. However, it is possible for you to research the information for yourself so that you do not have to make that dreaded phone call to the IRS for questions about your tax issues. Once you have researched the issues yourself, it is best for you to contact a professional to help you deal with the issues, before you actually contact the IRS.

The first type of tax problem that people can encounter is problems with their payroll taxes. Payroll tax problems can vary and there are many different issues that can come up. The IRS is extremely relentless in making sure that they are able to collect on any past due payroll taxes that you may owe. It is very important for you to make sure that your payroll documents are up to date and that all of the tax information is correct. There are many cases with employers making typo errors on your tax documents that you may never be aware of. For this reason, it is important that you periodically ask your employer to review your payroll tax documents to ensure the information is correct. You also need to make sure that you often review your payroll stubs and keep track of the payroll taxes are being taken out, so that you can ascertain whether they are taking the right amount of taxes out or not.

Another one of the types of tax problems you may encounter are IRS tax liens. A tax lien shows that you already owe the IRS back taxes. Tax liens can be placed upon your personal property such as your home or other types of real estate you may have such as a business location. If a tax lien is placed against your property, you will be unable to transfer or sell ownership of that property without first paying off your back taxes and having the lien removed. Trying to prevent a tax lien is in your best interest. Most people don't have the extra funds laying around to pay off a tax lien. They then realize they are in a real predicament because with a tax lien on their property, they are unable to get a loan to pay off the back taxes. The best way to prevent this of course, is to pay your taxes on time and not have a lien placed against you.

An IRS levy is another of the types of tax problems that can occur. A levy is an actual attempt by the IRS to receive payment from you to pay off your back taxes. This can cause a great deal of financial burden to you, as a levy can drastically cut into the money that you have coming in. With an IRS levy, the IRS has the ability to take the money owed to them from your checking or savings account, if you have money is these accounts. However, the levy can only be placed against the account for one particular day. The bank must then withdraw any money in the accounts and send it to the IRS. The IRS cannot take any additional deposits that you may make into these accounts unless they place another levy against the account. The IRS levy can also garish your wages, so that the money they are owed is taken from your paycheck. This can result in you losing your entire paycheck to the IRS, which will certainly put you in a real bind.

Other types of tax problems that can occur are IRS seizures, wage garnishments, IRS audits and unfiled tax returns. All of these issues can cause severe issues with your taxes and greatly affect your life and your finances. It is extremely important that you retain all the necessary tax documentation that you have so that if you are audited, you can provide the information to the IRS to help prevent any action from being taken against you. Of course, preventing this negative action is only going to work if you have been truthful on your tax forms and have provided all the necessary information that is requires to ensure that you are paying the right amount of taxes. If an audit shows that you have missing tax income and unpaid taxes, this can lead to the IRS placing wage garnishments against you and seizing assets to cover the cost of your unpaid tax debt.
These are just some of the types of tax problems that a person can encounter. There are of course other types of tax problems that can arise, which is why it is so important to ensure that you are properly paying your taxes every year. 

To prevent these types of tax problems from happening, you need to make sure that your payroll taxes are being taken out and paid properly and that you are filing your taxes each year to ensure that you do not owe any money to the government. When you file your taxes, make sure that you claim all of your income, so that if the IRS decides to do an audit, you do not end up in trouble for unpaid taxes that they may find. This is one of the number one causes of tax problems that are encountered. Properly taking care of your taxes is one of the best things you can do in life, and will prevent these types of tax problems from occurring.

This article was written by Aaron Klimchuk, content manager for Local-Attorneys.com, a law firm directory serving all 50 U.S. states and a variety of legal practice areas, including tax law and bankruptcy issues among others. As always, please consult an attorney for legal advice, as this article is merely meant to help make you aware of various tax problems. You should consult a professional for advice regarding your specific situation.




Contact Information:
Aaron Klimchuk
Director of Operations
aaron@leadstormmedia.com

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Friday, December 20, 2013

The Best Solution for Computer Viruses

Is your computer malfunctioning, or is it restarting automatically? May be your computer is infected by virus. How to make your computer virus free? You can consult a computer repair company that offer tech support to the computer users to deal with virus related issues. Otherwise, you can also try some steps on your own to make your computer virus free. This article has been designed to offer you brief idea about how to get the best solution for computer viruses.

Before digging deep into discussion, let's have a look at what computer virus exactly is. It is a small software program which has been designed to corrupt or delete data on your computer. Viruses are spread by using e-mail program. In most of the cases it is spread by attachments in e-mail messages or through IM messages. Viruses are sent in the form of funny images, greeting cards, or audio and video files.

Now, let's discuss how you will know that your computer is infected by viruses. If your computer runs more slowly than usual, if your PC crashes and restarts frequently, if applications on your computer start malfunctioning, if you cannot access disks or disk drives are inaccessible, if you get pop ups continuously then your computer is infected by viruses.

The million dollar question is how to protect your computer from viruses. There are many antivirus programs available in the market that offers you the best protection for your computer against viruses. You can install any of these antivirus programs and update it regularly. Most of the renowned antivirus service providers offer trial version. So, you can install this free version and if you are satisfied with the performance, then go for the paid version. Norton, Mcafee, Avg, Avast, etc. are some of the popular names in this regard.

There are many remote computer services companies that offer virus removal support to the computer users. Along with support they also offer other services such as how to protect your computer from identity theft, operating system support, data recovery support, PC software support. The user doesn't need to pay hefty bucks to avail this service. Tech support plans of these companies are quite reasonable and the user doesn't need to take their PC to a repair shop.

These companies offer virus removal support through remote desktop service. They have certified technicians who connect the computer remotely via encrypted software and fix all virus related issues. So, the computer users only need to call their number and the rest will be taken care of by them. This mode of service is safe, secured, reliable, affordable and easily attainable. They also run periodic scan to protect the computer from malicious objects.
Getting antivirus support from a PC repair company is very popular in the recent times. There is no dearth of companies that offer remote tech support to the computer users to cope with virus related issues.





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Thursday, December 19, 2013

Is the Best Solution For Depression Drugs Or Natural Remedies?

You may be wondering if drugs are the best solution for depression. Especially since the side effects are frightening. In this article you'll learn more about the pros and cons of drugs vs. natural solutions, so you can choose the best possible course of action for yourself. In addition to medication, there are some other smart steps that you can take.

Before we get into the various solutions for depression, imagine what it would be like to live a life that is relatively free of anxiety and the blues. Although everyone feels sad or anxious from time to time, this isn't their normal state of mind. Imagine what it would be like to wake up in the morning and pop out of bed because you are motivated and looking forward to your day. Wouldn't it be nice to be able to handle stressful situations as they arise, instead of having an anxiety attack?

Medication can help. Once you are feeling happier and more relaxed, you will have the motivation to make other healthy lifestyle changes. First, lets explore treatment options.

Solutions for Depression
The first treatment for depression and the one that people think of most is prescription drugs. This is because drugs are heavily advertised in magazines and on television. When you watch these commercials or read these ads, pay attention to the fine print. The side effects are real. When deciding if you really want to take a drug, look at its list of side effects and ask yourself if they are worth the risk. Obviously, you won't know which drug is the best solution for depression unless you try it first and see if you can tolerate it and if it helps minimize your symptoms.

The most popular depressants are called SSRIs (selective serotonin reuptake inhibitors). These drugs help to increase serotonin in your brain and normalize your mood. While the list of side effects are different for each drug, two common side effects are weight gain and depression. It's ironic that an antidepressant could make your symptoms worse. This is why many people use natural medicines instead.

In fact in progressive countries like Germany, remedies are the number one treatment. Remedies work by giving the brain the nutrients it needs to regulate moods and create a relaxed state of awareness. Although they can take a few weeks to build up in the system, they have few if any side effects which makes them the best solution for depression overall. Since all remedies are not the same, make sure to find one that contains ingredients like Passion Flower and St. John's Wort and has been clinically proven to work.

Obviously, natural medicine is just part of a holistic treatment plan. Consider adding activities to your routine that will help train you to calm and center yourself, like yoga and meditation. Moderate daily exercise can also boost your mood. Taking a brisk walk around the block can do wonders.

Whether you feel that the best solution for depression is natural medicine or prescription drugs, make sure to take a close look at your diet. Eating healthy greens, fresh fruit, lean grass-fed beef and wild caught fish will give you the nutrients you need to make your brain and body strong and healthy.
In summary, you can treat the blues in such a way that it no longer has control over your life. The best solutions for depression take a holistic approach and include medicine (natural or prescription), a healthy diet, regular exercise and some type of relaxation training



.
Laura Ramirez is a dedicated to helping others achieve health and a sense of well-being. Learn more about her findings on natural ways to treat depression by going to http://www.cure-depression-naturally.com.
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